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اشترك الآنآراب فاينانس لتكنولوجيا المعلومات (ArabFinance.com)
This Policy explains how we may Process your Personal Data. This Policy may be amended or updated from time to time, so please check it regularly for updates.
This Policy is issued by Arab Finance, an Egyptian joint stock company, in accordance with Law no. 159 for the year 1981.
The Policy addressed to individuals outside our organization with whom we interact, including clients, representatives of client organizations, visitors to our Sites, users of our Apps, and other uses of our services (together, “you”). Defined terms used in this Policy are explained in Section (Q) below.
For the purposes of this Policy, all related entities to Arab Finance entities are considered Controllers. Contact details for any enquiries or other correspondences relating to this Policy are provided in Section (P) below.
This Policy may be amended or updated from time to time to reflect changes in our practices with respect to the Processing of Personal Data, or changes in applicable law. We encourage you to read this Policy carefully, and to regularly check this page to review any changes we might make to the terms of this Policy.
We may collect or obtain Personal Data about you: (i) directly from you; (ii) in the course of our relationship with you; (iii) when you make your Personal Data public; (iv) when you download, install, or use any of our Apps; (v) when you visit our Sites; (vi) when you register to use any of our services; or (vii) when you interact with any third party content or advertising on our Site or App. We may also receive Personal Data about you from third parties.
We may create Personal Data about you through your interaction with us.
We may Process: (i) your personal details; (ii) demographic data; (iii) your contact details; (iv) matter details; (v) records of your consents to our Processing of your Personal Data; (vi) payment details; (vii) information about your use of our Sites and Apps; (viii) information about your interactions with our content or advertising; and (ix) any views or opinions you provide to us.
Where we need to Process your Sensitive Personal Data for a legitimate purpose, we do so in accordance with applicable law. We may have to Process your Sensitive Personal Data in the ordinary course of our business. Where it becomes necessary to process your Sensitive Personal Data for any reason, we rely on one of the following legal bases:
We Process Personal Data for the following purposes: providing our Sites, Apps, and services to you; compliance checks; operating our business; communicating with you; managing our IT systems; health and safety; financial management; conducting surveys; ensuring the security of our premises and systems; conducting investigating where necessary; compliance with applicable law; improving our Sites, Apps, and services; fraud prevention; and recruitment and dealing with job applications.
| Processing Activity | Legal Basis for Processing |
|---|---|
| Provision of Sites, Apps, and services: providing our Sites, Apps, or services; providing promotional items and information upon request; and communicating with you in relation to those Sites, Apps, or services | The Processing is necessary in connection with any consent that you have entered into with us, or to take steps prior to entering into a contract with us; or We have a legitimate interest in carrying out the Processing for the purpose of providing our Sites, Apps, and services; or We have obtained your prior consent to the Processing. |
| Compliance checks: fulfilling our regulatory compliance obligations; ‘Know Your Client’ checks; and confirming and verifying your identity; use of credit reference agencies; and screening against government and/or law enforcement agency sanctions list and other legal restrictions | The Processing is necessary for compliance with a legal obligation; or The Processing is necessary in connection with any contract you have entered into with us; or We have a legitimate interest in fulfilling our regulatory and compliance obligations. |
| Operating our business: operating and managing our Sites, Apps, and services; providing content; displaying advertising; communicating and interacting with you; and notifying you of changes. | The Processing is necessary in connection with any contract; or We have a legitimate interest in carrying out the Processing for providing our Sites, Apps, or services; or We have obtained your prior consent. |
| Communications and marketing: communicating with you via any means (email, telephone, text message, social media, post or in person) news items and other information in which you may be interested; maintaining contact information. | The Processing is necessary in connection with any contract; or We have a legitimate interest in contacting you, subject to compliance with applicable law; or We have obtained your prior consent. |
| Management of IT systems: management and operation of our communications, IT and security systems; and audits and monitoring such systems. | The Processing is necessary for compliance with a legal obligation; or We have a legitimate interest in managing and maintaining our communications and IT systems. |
| Health and safety: health and safety assessments and record keeping; providing a safe environment at our premises; and compliance with related legal obligations. | The Processing is necessary for compliance with a legal obligation; or We have a legitimate interest in carrying out the Processing; or to protect vital interests of any individual. |
| Financial management: sales; finance; corporate audit; and vendor management. | We have a legitimate interest in managing and operating the financial affairs of our business; or We have obtained your prior consent. |
| Surveys: engaging with you for the purposes of obtaining your views on our Sites, Apps, or services. | We have a legitimate interest in conducting surveys and market research; or We have obtained your prior consent. |
| Security: physical security of our premises (CCTV recordings); electronic security. | The Processing is necessary for compliance with a legal obligation; or We have a legitimate interest in ensuring physical and electronic security. |
| Investigations: gathering analysis and collating evidence; maintaining recordings; detecting, investigating and preventing breaches. | The Processing is necessary for compliance with a legal obligation; or We have a legitimate interest in establishing, exercising or defending our legal rights. |
| Legal compliance: compliance with all our legal and regulatory obligations under applicable law. | The Processing is necessary for compliance with a legal obligation. |
| Improving our Sites, Apps, and services: identifying issues; planning improvements; creating new Sites, Apps, or services. | We have a legitimate interest in improving our Sites, Apps, or services; or We have obtained your prior consent. |
| Fraud prevention: Detecting, preventing and investigating fraud. | The Processing is necessary for compliance with a legal obligation; or We have a legitimate interest in detecting and protecting against fraud. |
| Recruitment and job applications: recruitment activities; interview activities; analysis of suitability; hiring decisions; offer details. | We have a legitimate interest in recruitment activities and handling job applications; or We have obtained your prior consent. |
We may disclose your Personal Data to: (i) legal and regulatory authorities; (ii) our external advisors; (iii) our Processors; (iv) any party as needed in connection with legal proceedings; (v) any party necessary for investigating, detecting or preventing criminal offense; (vi) any purchaser of our business; and (vii) any third party providers of advertising, plugins or content used on our Sites or Apps.
If we engage a third party Processor to Process your Personal Data, the Processor will be subject to binding contractual obligations to: (i) only Process the Personal Data in accordance with our prior written instructions; and (ii) use measures to protect the confidentiality and security of the Personal Data.
We implement appropriate technical and organizational security measures to protect your Personal Data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, unauthorized access, and other unlawful forms of Processing.
We take every reasonable step to ensure that your Personal Data that we Process are kept accurate and up to date, and erased or rectified without delay if we become aware of inaccuracies.
We take every reasonable step to limit the volume of your Personal Data that we Process to what is reasonably necessary in connection with the purposes set out in this Policy.
We take every reasonable step to ensure that your Personal Data are only retained for the minimum period necessary for the purposes set out in this Policy, unless applicable law requires a longer retention period.
Under applicable law, you may have a number of rights regarding our Processing of your Personal Data, including:
When you visit a Site or use an App we may place Cookies onto your device, or read Cookies already on your device, in accordance with applicable law and our Cookie Policy.
All use of our Sites, Apps, or services is subject to our Terms & Conditions.
We may Process your Personal Data to contact you with information regarding services that may be of interest to you. You may unsubscribe from our promotional emails at any time by clicking the unsubscribe link.
If you have any comments, questions, or concerns about data privacy, please visit our contact page and submit a request.
